Terms & Conditions and Legal Disclaimer
A legal disclaimer
At Rhys Schofield Protection Consultancy, we take the legal aspects of our services seriously. The information provided on this page is for general understanding and is not to be considered as legal advice. We recommend seeking professional legal advice to ensure that your specific needs are addressed in your terms and conditions. The Terms & Conditions (T&C) document defines the legal boundaries for visitors and customers engaging with our website. It is crucial to tailor the T&C according to the nature of our services as a life insurance agency. Our T&C may cover aspects such as eligibility to access our services, payment methods, future service modifications, warranties, intellectual property, and account suspension or cancellation. For more detailed insights, we recommend reviewing our guide on 'Crafting a Comprehensive Terms and Conditions Policy.'
Terms & Conditions - the basics
Having said that, Terms and Conditions (“T&C”) are a set of legally binding terms defined by you, as the owner of this website. The T&C set forth the legal boundaries governing the activities of the website visitors, or your customers, while they visit or engage with this website. The T&C are meant to establish the legal relationship between the site visitors and you as the website owner.
T&C should be defined according to the specific needs and nature of each website. For example, a website offering products to customers in e-commerce transactions requires T&C that are different from the T&C of a website only providing information (like a blog, a landing page, and so on).
T&C provide you as the website owner the ability to protect yourself from potential legal exposure, but this may differ from jurisdiction to jurisdiction, so make sure to receive local legal advice if you are trying to protect yourself from legal exposure.
What to include in the T&C document
Generally speaking, T&C often address these types of issues: Who is allowed to use the website; the possible payment methods; a declaration that the website owner may change his or her offering in the future; the types of warranties the website owner gives his or her customers; a reference to issues of intellectual property or copyrights, where relevant; the website owner’s right to suspend or cancel a member’s account; and much, much more.
To learn more about this, check out our article “Creating a Terms and Conditions Policy”.